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Home > Just saved $413.28 a year!

Just saved $413.28 a year!

March 7th, 2013 at 03:44 pm

And no, I didn't switch to Geico!

Reviewing some of my expenses, I realized that I was paying for 24/7 tech support through my internet company. How many times have I used the tech support service? ZERO. How much have I paid for the service? More than I want to think about. However, by cancelling the service, I have added $197.88 back into my budget yearly. YaY!

The second service I cancelled was my Experian Credit Report service. I don't even remember why I signed up for it - but I have been a memeber for YEARS. When I called to cancel, the man on the other end of the phone was trying so hard to keep me as a customer - 50% off the service price for 24 months. But I stayed strong and said - NOPE! (Credit Karma gives me all the information I want for free - so why pay for the service?) By cancelling this service, I added another $215.40 a year back into my budget.

Now, monthly this numbers aren't going to inflate my extra cash by thousands - but it is the pennies that add up! I can take this money and use it to further snowball my debts and it gives me a bit more breathing room.

Now I am off to Directv to see about getting rid of this movie channel package which is costing me $47 a month! (To be honest, I love Game of Thrones and Homeland - and I haven't found a legal way to watch the shows on the internet - so if they give me a discount, I will probably just take it - still saving money - but I really love those shows and channels. *Sigh*)

Posted in Budgeting, Personal Finance, Saving Money | 10 Comments »

10 Responses to “Just saved $413.28 a year!”

  1. Carolina Girl Says:
    March 7th, 2013 at 03:48 pm 1362671320
    1362671320

    Great job on the "found" money. Smile So far that's almost $35.00 a month that you can utilize in your monthly budget.

  2. starfishy Says:
    March 7th, 2013 at 03:49 pm 1362671395
    1362671395

    good for you! and your geico line made me giggle. Smile

  3. Treeluva Says:
    March 7th, 2013 at 03:50 pm 1362671445
    1362671445

    Just got off the phone with Directv - I ended up keeping HBO and Showtime (I love Game of Thrones and Homeland!) But! It still works out to a total savings of $216.12 per year! Add that with the above - and we are up to $629.40 savings per year!

  4. DayByDay Says:
    March 7th, 2013 at 03:54 pm 1362671699
    1362671699

    That's a huge savings. Nice!

  5. creditcardfree Says:
    March 7th, 2013 at 04:39 pm 1362674358
    1362674358

    Great job! Everyone should review all their outflows to see if the service they are getting is worth the money, or if there is alternate way to find the same for free!

  6. Wink Says:
    March 7th, 2013 at 05:22 pm 1362676928
    1362676928

    Every little bit helps! Great job!

  7. snafu Says:
    March 7th, 2013 at 07:00 pm 1362682808
    1362682808

    We did that exercise a while ago when we added another vehicle. It resulted in less expensive house & car insurance without decreasing coverage. I got annoyed at our bank for their nearly daily on-line notification of upcoming fees or fee increases. Things that had always been part of the service now have costs and the bank just announced their highest profit ever ever!
    I looked at 12 months of charges and while each month was small, they combined to a number I disliked.

    I h opened a CU a/c for one of te benefits they offer - there are no charges for the services I use and their knowledgeable staff do a terrific newsletter.

  8. Donna Says:
    March 7th, 2013 at 07:23 pm 1362684233
    1362684233

    I hear you about being addicted to Homeland. What I do is keep the service just during the new season and then cancel it until the next season starts.

  9. BuckyBadger Says:
    March 7th, 2013 at 08:34 pm 1362688486
    1362688486

    If you freeze your credit you avoid allowing the fraud to happen in the first place, rather than simply being alerted after it has already hppened. It is easy and either fre or cheap to do (maximum $30 total depending on your state to freeze all three reporting agencies).

    I froze my credt in about 20 minutes and my husband's in the same amount of time.

  10. looking forward Says:
    March 7th, 2013 at 09:39 pm 1362692388
    1362692388

    WTG!
    I love Game of Thrones so I get HBO for the season then cancel.

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